• Achieve Higher FICO Score,grahamteam-chime-me

    Achieve Higher FICO Score

    How to achieve a higher FICO score 1. Your Payment History Nothing is more important to your FICO score than your payment history, and this is according to the team at Fair Isaac Corporation, the company that created the FICO score. According to the myFICO website, your payment history ma

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  • Buying and Selling at the Same Time Part 1,grahamteam-chime-me

    Buying and Selling at the Same Time Part 1

    Selling your old home and buying a new one at the same time can be difficult and stressful. If you buy a new home first, you run the risk of potentially paying two mortgages at once, or if you sell first, you could end up with no place to live until you find your perfect home.  Doing both at th

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  • Finding the Best Down Payment For You,grahamteam-chime-me

    Finding the Best Down Payment For You

    You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders. But the

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